I know you have all heard the saying “Breast is Best” well all insurance companies are now required to support due to Obamacare. You ask what’s Obamacare?!, it’s the unofficial name for the healthcare reform that began in 2009 to help provide affordable healthcare. Within the guidelines for the Affordable Health Care Act lies a provision that states that Insurance companies have to provide breastfeeding supplies to their insured (nursing moms). These supplies include purchase or rental of breast pumps and other supplies as well as visits to lactation consultants as part of their coverage to their insured. As of August 2012, these benefits are at no cost meaning no co-pay no deductible to nursing women with newborn babies.
From what I’ve learned about these benefits, you are only eligible for free breastfeeding supplies at your policy renewal following August 2012. Also if your policy is grandfathered in, which a lot are you might not have these coverages. Each policy is different regarding how nice of supplies they will cover, as well as required time frame to claim these benefits. For example, your child might have to be under 60 days old.
If you are covered, from my understanding your doctor will write you a prescription to be filled through your pharmacist. In order for it to be billed through your insurance it must be purchased through your pharmacy so if you bought one on your own, you cannot be reimbursed for it.
The costs associated with having a baby can surely add up so if there are things you can use that may be at no cost to you, I definitely think it’s worth looking into. So, if you are a expectant or nursing mom that plans to breastfeed your child, be sure to contact your insurance carrier for eligibility details and a list of benefits.